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what we do

why we are different

Our utmost priority is to help customers get their financial life back. We achieve this by providing constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that proper knowledge is the key to restoring your credit.

Why we are here

We are here to assist you in getting the things you want in life. We know that navigating the credit repair maze can be very challenging if you are not aware of all of the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off your shoulders and do all of the tasks for you so you can get approved again.

Creditor and Collector disputes

To get the best results, you have to go beyond the credit bureaus as they are just one piece of the puzzle. The laws allow you to dispute directly with the creditors and the collection agencies to get all inaccurate information removed from your credit reports. Because of this, we provide direct disputes with creditors and collectors for no additional charge.

Consulting

We want to make sure that you are happy with our services before coming on board with the full program, so we are offering you a free credit evaluation with no strings attached.

how it works

step 1

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports to make it easy and also use their $1.00 trial. They also offer a lot of additional features if you sign up for their membership account. If you don’t like Privacy guard, you can pull your credit reports from any provider of your choice.

step 2

We provide you with an in-depth credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Additionally, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

step 3

We load all the inaccurate, misleading and unverifiable information into our system, and begin by challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all bureaus for and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal as we focus on fixing your credit from start to finish.

step 4

Once the updated credit reports come back from the bureaus, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the issue comes back verified with no difference, we follow up with the credit bureaus or try to get a resolution on why the inaccurate information is still on the credit report.